I just remember, like, wondering how I was going

to make it through the next month.

Like had a degree, no job, student loan debt

hanging over my head, credit card debt hanging

over my head. And January 1st came and I

was like, I will never be in this position

again. And that's when I started researching ways

to budget and I found cash budgeting.

I started budgeting at the beginning of the year

and started throwing it on social media to keep

myself accountable.

I started the business after my tiktoks went

viral. I was like, okay, well, people are actually

interested in this because finances come off

really boring to me and for some reason people

were engaging. Our internet will be

receiving $20.

My name is Jasmine Taylor. I'm 31 from

Amarillo, Texas, and my business brought in over

$800,000 last year.

You implement cash stuffing with it by

budgeting the money literally and physically

with the cash. So that means you start to budget

with whatever your paycheck number is and

you give every dollar a place down to zero.

The first product we sold was just a simple

budget binder so you could buy a binder, pick

your cover, add your name, and then choose six

categories. And then we moved on to adding in

different savings challenges. This one's

pretty cute with the piggies and the wallets,

and I also like fries before guys, we are out

of stock a lot and out of stock on our website

doesn't mean that we're out of stock in our

warehouse.

We stock enough items that we can pack and ship

out that same week.

People are literally waiting on the site at

midnight on Saturday night like waiting for

the restock. Last week, our $1,500 savings

challenge sold out in like six minutes.

I honestly didn't have any expectations.

I just went into it hoping that I would make

my money back. But I had no idea.

Even to this day, sometimes I wake up and

I'm like, What is happening? I believe that

my mindset changed in December of 2020.

I had just got through Christmas and my sister

died probably four years previous, so I've been

full time taking care of my niece that works with

me now. I was working at the freestanding

emergency room and then I lost that job actually

over the holidays.

When you finally get access to money, at least

in my circumstance, everything I wanted, I

wanted to buy it. I have bipolar disorder.

So at the beginning of my journey, I understood

that a lot of my impulse spending was tied to

that.

I started tracking my expenses and being really

diligent about budgeting and cash stuffing.

I was not only able to change my finances, but I

was able to change my mindset and my

relationship with money.

I have a bill checking account.

Right? So in that checking account, there's

already next month's bills.

So when you see me cash stuffing on camera,

that's for the next month.

So the first day of the month, I go and deposit

everything I've cashed up into the bill account.

And as the month goes on, everything is direct

deposited. The first time I had been able to

save $1,000, like I'd never been able to hold

on to $1,000.

It really empowered me more than anything else

was. Okay, well, you did that. What else can we

do?

It went crazy viral.

And I was like, well, I'll be back tomorrow

with another one.

I knew the stimulus check was coming and I

literally just went for it.

And so I went and bought me a cricut and I bought

the supplies for the cricut, the mats and

stuff like that. And I put the rest into

inventory, into purchasing my Shopify

plan for the next couple of months, some shipping

supplies and that's it.

It was pretty much gone.

So in February of 2022, I realized we needed

help. We were working like 18, 19 hour days

trying to get custom orders out, and we were

burnt out. And it got to the point where I

couldn't hardly restock the site because we

couldn't keep up with the orders.

Right now I have three contracted employees and

they do crafting, so they help me make

envelopes. They help make savings challenges

as well as one of the ladies comes here and she

helps me pack orders because we're now packing

700 - 800 orders a week and it is pretty tedious.

For example, our customers can pick the

cover that they want and then they customize the

envelopes inside to fit their needs.

So different people choose different titles.

You can pick the color, the font on the

envelopes. Monday through Friday I pretty

much come in admin, catch up on anything

that's happening that's crazy that I need to fix.

We go to the back pack orders, unbox inventory

and we do that until 8 or 9 and then I come up

here and if I'm going to do lives or whatever, I

do those if I need to film YouTube content,

I'll do that. Saturdays and Sundays we all come

in and we heavily pack orders.

A lot of the income that I was making.

I was very diligent about throwing it towards

debt. I invest some in my future and the form of

a 401K, pay my bills with it, give myself

spending money and put some towards savings

challenges. So the same stuff that I teach my

audience I still use in my daily life.

We don't have an issue bringing in customers.

Our issue is honestly that we can't fulfill

more orders.

We are shooting for $1 million at the end of

2023 and we are going to get it.

I'm believing that we're going to get there.

I've never had a problem betting on myself.

You've got to be willing to bet on yourself.

If you don't how can you expect anybody else to?